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GGAM Services

ASSET & LIABILITY

RISK MANAGEMENT

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1 PALM™ ANALYSIS

Balance Sheet Concentration, Interest Rate and Compensated Risk Assessment

  • Pat. Pend. US Pat. App. Ser. No. 62/541,3

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SAVE FOR LIFE™ ACCOUNTS

Generational Wallet Share

  • Suite of savings products.

  • 1-120 month liabilities/ match funding under FHLB rates.

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REPORTS

Concise reporting metrics

  • Relative change

  • Hidden liquidity risk

  • Strategy: deviation from objectives – consequences to IRR and compensated risk

ARE YOU GETTING PAID FOR THE RISK YOU TAKE?
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Product creation versus Balance Sheet management:

banks & credit unions' products reflect demand, credit and prospective Net Interest Margins;

however, the balance sheet should reflect Interest Rate Risk and compensated risk.

How?

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